Former Central Bank Governor, Charles Soludo Introduction: I gave my commitment to the management of RealNews magazine since late May to deliver this third-anniversary lecture, and we agreed that given my tight schedule, I could just speak ex tempore or from speaking notes. However, I decided to write down my thoughts a few days ago for the avoidance of doubt. My apologies if you find this a bit tardy. I have taken the liberty to modify slightly the topic to reflect my central message. T he timing of this lecture is auspicious—coming in the 6th month after the inauguration of a new administration, and also with a new federal cabinet now in place. Before the government rolls out its full agenda, this is a good time to begin our citizen duty of joining the ever continuous discourse on the economy. Our focus for now shall be pre-emptive and provocative--- to challenge the Buhari/APC regime not only to demonstrate that it can manage the economy better than the PDP but also that ...